Lunar New Year is on Friday 12 February this year and it’s the lucky Year of the Ox.

It’s called the Lunar New Year because it marks the first new moon of the lunisolar calendars which are regulated by the cycles of the moon and sun. The Lunar New Year (often called Chinese New Year) is celebrated by many East Asian countries.

The zodiac sign of the Ox occupies the second position in the Chinese Zodiac. Those born under the influence of the Ox are fortunate to be stable and persevering.

The typical Ox is a tolerant person with a strong character.

Oxen are the hard workers in the background, intelligent and reliable, but never demanding praise. Years of the Ox are: 1925, 1937, 1949, 1961, 1973, 1985, 1997, 2009, 2021. Were you born in the “Year of the Ox”?

Members of our team born in the year of the Ox are your best advocates, intelligent, reliable, guiding you in your legal and life decisions.   At Phoenix Law & Associates, we have a multilingual team to help you rise from the ashes.

Chinese Zodiac Calendar
While you may have heard of the 12-year Chinese zodiac calendar, represented by 12 different animals, it’s actually far more complicated. A year isn’t just categorized by its zodiac animal. There’s also a complex sexagenary cycle — a combination of one of 10 heavenly stems and one of 12 earthly branches.
For example, February 12 marks the beginning of the xin chou year, according to the sexagenary cycle. “Xin” represents the heavenly stem for the element metal, while “chou” is the earthly branch symbol for ox, making it the Year of the Metal Ox.
Thierry Chow, a Hong Kong-based feng shui master
“The year of xin chou will have a strong emphasis on the yin metal element,” she says. “The metal element represents anything sparkly from jewelry to the needle of a syringe. So we can see a bigger emphasis on industries related to metal in 2021.
“The ox, in Chinese culture, is a hardworking zodiac sign. It usually signifies movements so, hopefully, the world will be less static than last year and get moving again in the second half of the year.”
Many people take the 60-year calendar very seriously and believe each person’s own birth sign will be affected differently by the year’s heavenly stems and earthly branches. So the calendar plays an important role in making huge life decisions for the year ahead, such as whether they should get married or start a business.

Lunar New Year 2021 The Year of the Ox

February 12 marks the start of the Year of the Metal Ox.
Normally, Lunar New Year fairs will be set up during the last days of the lunar year, most selling trinkets and flowers for the new year. But because of the pandemic, many cities have downsized or cancelled their festivities.
The year usually wraps up with a big family reunion dinner on Lunar New Year’s Eve, which falls on February 11 this year.
The Menu
The menu is carefully chosen to include dishes associated with luck, including fish (the Chinese word for it sounds like the word for “surplus”), puddings (symbolizes advancement) and foods that look like gold ingots (like dumplings).
Do wear red, don’t wash your hair. or buy shoes.
Families tend to have different sets of rules and traditions, but most will bless each other with auspicious words like “san tai gin hong” or “shen ti jian kang” (wish you good health).
There are plenty of other rules and superstitions attached to the Lunar New Year. For instance, don’t wash or cut your hair on the first day of the new year. The Chinese character for hair is the first character in the word for prosper. Therefore washing or cutting it off is seen as washing your fortune away.
You’ll also want to avoid purchasing footwear for the entire lunar month, as the term for shoes (haai) sounds like losing and sighing in Cantonese. Do, however, wear red. It’s associated with luck and prosperity.
All year round,  Phoenix Law & Associates work hard to help you with your prosperity, business decisions and legal needs. 

 

Aussie Road Etiquette Guide

Your blinker is your best mate. Always let others know you’re changing lanes, snapping a park or turning into a driveway.

A smile and wave goes a long way. It’s nice to be nice, so give thanks to fellow drivers.

Don’t be a tailgater, hater. People like their personal space. So do cars.

Want to be seen? Dim your high beam. No one likes a blinding light heading their way.

You go, I go. When merging, let other cars in and they’ll return the favour.  It’s all in the karma.

Park as if you’re passing your Ps. Be careful, precise and give other cars their space.

It’s wrong to be right. Unless you’re overtaking, stay in the left lane.

Turn the other cheek, resist the beep. Take a breath before hitting that horn. It can stress out other drivers and we don’t want that.

No one likes a backseat driver. Not driving? No worries, sit back and relax.

Everyone’s on their own journey. Literally. Remember we’re all trying to get to where we’re going in the safest possible way. ( With thanks , ING Insurance)

Our Personal Injury Lawyers Are Here for You  When you have suffered losses due to the actions of someone else, it’s important to know what you’re entitled to in terms of compensation. If you’re not sure what to do in this frustrating time, the Brisbane personal injury lawyers at Phoenix Law are here to help.

Whether you were injured in a car accident, at work, or on private or public property, our knowledgeable and compassionate lawyers can help you understand and uphold your rights.

Get In touch anytime – info@phoenix-law.com.au 1800GETHELP
or +61 (07) 3180 0908 . #phoenixlaw #accidentinjury #roadetiquette #roadsafety

Are you Googling “what does no win no fee mean”?

 

If you’ve been hurt on the road, at work or in a public place and are considering making a compensation claim, you probably have more than a few questions about how the “no win no fee” system works, and what, if anything, you’ll end up paying for legal fees.

 

Don’t worry, we’ve got you covered. Here’s what you need to know about lodging a claim, without the legal jargon.

 

What is “no win no fee”?

Basically, if you sign up to a “no win no fee” agreement with a lawyer, then that lawyer will work on your case without the “certainty” of payment until a “win”.

In one way, this takes a significant risk away from the injured party when deciding whether to make a claim.  It also means the lawyer will be motivated to do everything possible to get that “win” so that they can get paid!

As your lawyers, we will share your risk by putting our time and right to payment on the line until we get that “win”.  

 

What is a “win”?

In legal terms we call it a “successful outcome” or “successful conclusion”.

A claim is considered to be successful once someone makes a reasonable offer of payment, which will lead to the ultimate resolution of the claim.  At that time you become liable for the legal fees incurred, however they are not payable until the conclusion of the matter, when the money hits the bank.

 

Will I have to pay anything upfront?

No. There are two different types of legal fees:

1. Professional fees: the fees charged for our time spent working on your matter.  

2. Disbursements: things your lawyers have to pay to others to get you a result, for example: getting evidence from police, medical records and paying for specialist medico-legal reports.  

We will cover the expense of the outlays as your claim progresses, then these are repaid to us from the settlement monies when the matter is finalised.  

All clients have the choice whether or not to fund their own disbursements. Most clients choose not to, either because they can’t afford to, or they simply prefer that the lawyers bear that risk, which we offer to do.

 

How do lawyers calculate their professional fees?

Professional fees are sometimes charged by the hour.  We have a full team of people – from admin assistants to senior lawyers –  who will work on your case. They spend time on things like, preparing the arguments, reading and understanding the evidence, attending meetings with you and the insurer etc. Normal service stuff.

Professional fees are also sometimes charged by the job.  For example, compiling a brief to a doctor depends on the size and volume of the brief, rather than the time it takes to put it all together (it’s more cost effective this way for you!).  Also, if we went to court to lodge a document, we just charge for item, and not the time it takes, so you avoid paying for waiting at the registry because another clerk from another firm is clogging up the queue.

 

Will I get a breakdown of costs?

Of course!

All work completed on your matter is logged and recorded.  It will say who did the activity and how long it took.

As your claim nears the final stages an assessment, an assessment will be done on your file to calculate our total legal fees based on the hourly rates of the various persons who did the work.  

This assessment is sometimes performed internally, but often we use an independent cost assessor to provide an accurate and independent assessment of the legal fees payable.  

 

What is the 50/50 cap?

A lot of people have questions about how much of their final settlement amount will be taken up by legal fees.  What if I settle for less than what the lawyers will charge?!

Well, that can never happen.

Queensland laws don’t allow lawyers to charge the client any more in legal fees than the client gets in their hand.  This is called the 50/50 rule and it trumps any assessments or calculation of legal fees.  

The bottom line is: If your claim is successful, you can not be left with nothing or owing any monies.  

The settlement award will:

  • Cover any repayments to relevant government bodies
  • Repay your outlays
  • Pay your legal professional fees and;
  • Produce an in-hand amount for you.  

 

What are “relevant government bodies”, and why do I have to repay them?

When a claim settles, the insurer must notify government bodies such as Centrelink, Medicare etc for a charge/clearance.  They are required to do this. If there is any monies owed for payments or services related to your injury, the insurer will repay that money to the relevant organisation on your behalf.

For example, if you attend a GP and are bulk billed for a consultation related to the compensable injury, then Medicare is entitled to be paid back the amount of the consultation that they covered in the first instance.  

Don’t worry, these don’t eat into your settlement because we add these amounts into the claim from the insurer as part of your overall settlement. It’s kind of like, the insurer pays you to pay back Medicare.

Centrelink operates a little bit differently though, and its best to speak to us about how it works.  

 

Who pays me my final cash-in-hand settlement amount, and how much will it be?

After the relevant government bodies have been repaid, the rest of the settlement monies are forwarded to our trust account under your name.  

From there, we will repay the outlays that have been incurred to progress your matter.  

The amount left over after statutory refunds and outlays is called the net settlement. The most a lawyer can charge for professional legal fees is half of the net settlement.  

 

How do I sign up for a no win no fee claim?

If you have more questions about whether you are eligible to lodge a claim, call (07) 3180 0908 or email info@phoenix-law.com.au for a confidential, obligation-free consultation.

We’re here to help YOU!

You can also get help in your  preferred language, if you’re not a native English speaker.

We have a multinational team including:

  • Mandarin speaking lawyers
  • Cantonese speaking lawyers
  • Japanese speaking lawyers
  • Farsi speaking lawyers
  • Dari speaking lawyers
  • Hindi speaking lawyers
  • Urdu speaking lawyers
  • Kurdish speaking lawyers
  • Bosnian speaking lawyers
  • Croatian speaking lawyers
  • Serbian speaking lawyers
  • Slovenian speaking lawyers
  • Macedonian speaking lawyers
  • Montenegrian speaking lawyers